CardPointers will save you money and earn you more cash back, points, and miles every day by maximizing credit card spend bonuses, offers, and welcome bonuses. Most users save $750+ per year!
The app automatically tracks every category bonus and recurring bank credits from over 5,000 credit cards and helps you auto-add and use your Amex, Chase, Bank of America, Citibank, Wells Fargo, and US Bank offers to save even more money every day.
Make sure you're using your best card every time to maximize your points: ask Siri, "CardPointers here", and you'll immediately know which of your cards to use at the store that you're in to maximize your points or cashback, all without even opening the app -- because no one wants to be the person holding up the line.
Wish you had a chatbot which knows everything about your cards and offers? Now you do! Say "Siri, ask CardPointers", and it will answer any question you have about your wallet.
Turn on Autopilot from the app or a shortcut and it will automatically use your location to tell you your best card (or offer) as you go from store to store. Safely and securely, as no location information ever leaves your device.
Thanks to the Safari Web Extension, you'll even know which card to use while shopping on the web thanks to integrated Shopping Pointers, with support for thousands of merchant sites. If you use Amex, Chase, BoA, Citi, Wells Fargo, or US Bank offers, you can now search, filter, and add every one of them at once with just a tap when viewing the offers pages on their sites -- or let the extension auto-add every one of them for you, safely and securely.
There's even a great Apple Watch app which shows you your best card at nearby stores.
Whether you're new to credit cards and "travel hacking" or you already have 20+ credit cards to your name, this is the app to help you earn tens of thousands more points, miles, and cash back every year, and ensure that you have the best cards available in your wallet. All without having to give up any personal or banking details thanks to the largest database of credit cards available.
CardPointers integrates all of the latest Apple features, including:
- Total redesign for Liquid Glass, including a new icon
- On-device Apple Intelligence (AI)
- AutoPilot uses Live Activities to show you the best card to use for each store based on your location, and will automatically appear on your Apple Watch + CarPlay
- Widgets now available on CarPlay
- New integrations into Spotlight for all of your cards and offers, plus new App Intents and Shortcuts
- New controls and configurable widgets for Apple Watch
- Interactive widgets and snippets let you redeem offers, navigate your pointers, and more, from your home screen & lock screen
- Passkeys by default to further protect your account
- Location Reminders using native region-based notifications stored solely on-device
- Safari Web Extension (Shopping Pointers and automatic Offers Activation)
- Full accessibility for VoiceOver and voice control support
- Extensive keyboard support
- Fully independent Watch app with rich complication family support + widgets
You don't even need to launch the app to be able to quickly get the information that you need, thanks to the integrated lock screen widgets, app shortcuts, donated intents which show up in the system search for any matching category, Spotlight search, and quick action menus from the home screen.
Over 5,000 cards from 900 different banks are fully supported across the world, and if any are missing you can add them yourself, in any country. Here are just some of the banks which are supported:
Chase
American Express (AmEx)
Citibank
Discover
Capital One
Goldman Sachs
Bank of America (BofA)
Barclaycard
Synchrony Bank
Wells Fargo
US Bank
Target Bank
USAA
Navy Federal CU
Comenity Bank
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Privacy Policy: https://cardpointers.com/privacy/
Terms of Use: https://cardpointers.com/terms/
Based on feedback I had received from other subscribers, I skipped purchasing anything shorter than a lifetime subscription to CardPointers. Emmanuel has done an excellent job of creating a tool to keep track of everything surrounding our credit cards. The interfaces work well and I can guarantee that your organizational skills improve 1000% by using this application. Before the app, I would frustratingly miss utilizing a credit card offer or use the wrong card at a vendor, but now, I never do. His app integrates with iPhone, Apple Watch, Vision Pro, and Apple wallet. Once you subscribe, you have immediate access to Emmanuel’s customer service. I’m not kidding, he will literally make you feel like a VIP. I was having an issue with one of my credit card companies and emailed to see if there was any support he could provide. In less than an hour, I received an email back with information that exceeded my expectations. This app is a must have for anyone earning credit card points or using credit card offers. Thank you Emmanuel and CardPointers!
Fills a gap, absolutely necessary to maximize benefits!
LKreviews18
I have been struggling to keep up with all the new benefits that the card companies initiated last Spring when we became home bodies. I also realized that I was not able to remember or efficienctly look up card benefits or point maximazing choice of card, despite being very familiar with several blogs, websites and services devoted to points. I was so happy to find this app! I no longer worry that I’m missing out on a great use of cards. I no longer fret about which card to take shopping, or which card to use online, or when I have a deadline or any number of variables that plague us. The app is time consuming to set up if you have a lot of cards, but worth it, if you want to use it to keep track of minimal spend as you acquire cards. But, that said, adding cards is a snap and I’m sure as I add cards and delete old ones, that I will use this app to track all my cards. It is a perfect compliment to other card following sites and services, as none of those put this very necessary info at your fingertips. Lastly, the developer is incredibly available and responsive. So refreshing.
Surprisingly helpful for SO many things!!
Jaash2000
I just wanted to say that I heard you on Wonderland on Points, and just WOW! I had bought this last year and REALLY, REALLY not paying attention and using the app to its fullest. It is now my and my P2's GO TO!! I can't believe how much I've missed. I was just using it to add offers when I logged in each week, and knowing I was getting value from that, but NOW, I'm like an evangelist for the app. It's incredible the stuff you have added makes our lives easier AND helps us maximize and save money! That being said, I think the part I am most excited about is being able to add when I've applied and been denied for certain cards. I have an Excel file of my cards and am trying to keep track of my benefits, but haven't been good about what I've applied to. And my P2 is SUPER excited about the Apple Store way to pay with whatever is most convenient because we have too many cards to carry around at all times!!! SO EXCITED TO USE THE APP TO ITS FULLEST POTENTIAL.
CardPointers = A travel hacker’s superhero!
dillard409
What would Ironman be without his suit?What about Batman without his gadgets?Ok… ok… they’d still be influential and cool billionaires… basically the real life equivalent of Jeff Bezos and Elon Musk. But that’s not the point(er)! The point(er) is that CardPointers is awesome tech that gives us the superpower of making proper financial choices in our spending. It allows us to optimize our spending categories across multiple credit cards to make sure we squeeze every last drop out of the cash back/points reward programs! I certainly do not regret getting the paid version of this service. Especially because I see how much work in development and the frequent updates that come through the system. I have also reached out with a question via email and gotten an answer back that day. Dear Cardpointers, please keep fighting the good fight and protecting the innocent from poorly utilizing their credit cards. You’re up there with Tony Stark and Bruce Wayne in my book! ;)
You've never seen CardPointers look this good! Introducing CardPointers 7, totally redesigned for Liquid Glass, and featuring a lot of exclusive features for iOS 26, iPadOS 26, and watchOS 26:
* On-device Apple Intelligence via Foundation Models: Tap Ask AI in the app, or say "Siri, ask CardPointers" and ask any question about your cards or offers
* Interactive snippet intents and widgets
* Extensive keyboard shortcuts with full menu bar support for iPad and Mac: change between user profiles, filter offers data, open any screen in the app, and more
* Integration of new passkey 1-tap sign-in
* Watch app now shows nearby stores by default thanks to a new API; your location always stays private, on-device
* Controls + configurable widgets for Watch app
* Added AutoPilot live activity + customized widgets for CarPlay
* Automatic upgrade to passkeys for existing users doing manual logins
And of course there's a plethora of new features to improve the existing CardPointers experience:
* Offer Streak chart added to For You to help you maximize your savings from Amex, Chase, and other offers
* New filter to view offers added today, last 3 days, or last 30 days
* Date offer was added is now shown in Offer Details
* Better integrated in-app filters, which now appear as a subtitle below the navigation title
* New templates for adding custom offers
* Option to view Known Offers in any pointer details screen via the ... button
* Better, faster, fuzzier search throughout the app
* Cards can be designated as Primary or Authorized User, as the benefits differ between the two
* Support for debit cards
* Improved Shopping Pointers experience in the Safari extension
* Email fallback if Mail app is not configured
* Show when a passkey was last used, and delete locally when deleted in-app
* More reliable confetti (IYKYK)
* and 100+ other fixes and features!
Note: v7.0.7 is a bug fix update to the huge v7 release last month which fixes an issue with loading and adding Amex Offers.
Version 7.0.7
Subscriptions
CardPointers+
Earn more points/cash back on every purchase.
Free Trial
The developer, CardPointers LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
User Content
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
VoiceOver
Voice Control
Larger Text
Dark Interface
Information
Seller
CardPointers LLC
Size
109.5 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Apple Watch Requires watchOS 8.0 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.